Certificate of Title
Required for Florida vehicle owners who need to obtain a certificate of title when standard documentation is unavailable or insufficient.
Same-day quotes. A-rated markets. Expert help.About This Bond
What this bond covers.
What is a Florida Title Bond for a Motor Vehicle?
A Florida Title Bond for a Motor Vehicle is a surety bond required by the State of Florida Division of Motorist Services when a vehicle owner cannot provide standard documentation to obtain a certificate of title. This bond serves as a financial guarantee that protects the state and any rightful owners against potential losses if someone else later proves ownership of the vehicle.
Who Needs This Bond?
Florida vehicle owners must obtain this bond when they cannot provide proper title documentation, such as when purchasing a vehicle without a clear title, inheriting a vehicle without proper paperwork, or when title documents have been lost or destroyed. The bond is required before the Division of Motorist Services will issue a certificate of title.
Bond Protection and Requirements
The bond protects the State of Florida and any potential rightful owners of the vehicle from financial loss. Bond amounts vary based on the vehicle's value, with agents authorized to approve bonds up to $50,000. Bonds exceeding $50,000 require a credit report and bill of sale copies, while amounts over $75,000 require additional documentation including a signed application and financial statement. The bond remains in effect for three years and is eligible for instant approval in qualifying cases.
How to Get Your Certificate of Title
1. Share the basics
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2. See your options
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3. Get covered
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FAQ
The cost of a Certificate of Title is typically a percentage of the total bond amount, ranging from 1% to 10%. Your exact rate depends on the bond amount, your credit score, and professional experience. Many standard bonds have fixed premiums and can be quoted instantly.
Most standard bonds are issued the same day - many within minutes of completing the application. Bonds that require underwriting review may take 1-3 business days.
Requirements vary by state and obligee, but most applicants need to complete a short application. Some bonds require a credit check, while others are issued regardless of credit. Business financials or professional experience may be considered for larger bond amounts.
Yes. Many bonds are available regardless of credit history. For bonds that require underwriting, applicants with lower credit scores can still qualify - the premium rate may be higher. We work with multiple carriers to find you the best available rate.
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TurboBonds.com is operated by Insurance Services by Shield, a California and Texas licensed insurance agency (CA License #6018195, TX License #3446536). Insurance Services by Shield is not an insurance carrier and does not underwrite bonds or insurance policies. Bond and coverage availability, pricing, and issuance are subject to carrier underwriting approval, eligibility, applicable state requirements, and policy or bond terms. Availability varies by state.
